I Need to Install a New Septic Prior to Closing, Help!

By Anne-Marie Greenberg, Realtor

Putting in a New Septic System:

In some cases, the best option might be to install a new septic system. The process involves the following steps:

1. Design and Permitting: Consult with a licensed septic system professional. They will assess the condition of your existing system and provide recommendations. If it’s determined that you need a new septic system, they can guide you through the process. They will hire an engineer to design the new system and obtain the necessary permits from your local Board of Health.
2. Budget: Create a budget for the new septic system, including installation, permits, engineering fees, and any additional costs. You may also want to explore financing options if needed.
3. Get Multiple Quotes: Seek estimates from several septic system installation companies to compare costs. Remember that costs can vary based on factors like the complexity of the system and local regulations.
4. Installation: The new septic system will be installed, which includes excavating the area, placing the tanks and distribution system, and constructing the leaching field.
5. Inspection and Approval: The new system will be inspected to ensure it complies with regulations. Once approved, it can be connected to your home.

Town Board of Health Requirements:

When selling a home with a septic system in Massachusetts, it’s essential to be aware of your local Board of Health requirements. Different towns and cities may have additional regulations or specific requirements for septic systems. These requirements can include setback distances, tank sizes, leaching field specifications, and more. A septic system professional can help you navigate these local regulations and ensure your septic system complies with them.

Engineering Process:

The engineering process for a septic system installation or repair typically involves the following steps:

1. Site Assessment: An experienced engineer will assess your property to determine the most suitable location for the septic system components, considering factors like soil conditions, groundwater levels, and property layout.

2. System Design: Based on the site assessment, the engineer will design a septic system that meets all regulatory requirements and is tailored to your property’s unique characteristics. This design includes the septic tank, distribution system, and leaching field specifications.

3. Permitting: The engineer will assist you in obtaining the necessary permits from your local Board of Health and other relevant authorities. These permits are essential for any septic system installation or major repair.

4. Installation Oversight: During the installation of the new septic system or repairs, the engineer will often oversee the work to ensure that it adheres to the design plans and meets all regulatory standards. They will verify proper construction techniques, materials, and system placement.

5. Final Inspection: Once the septic system is installed or repaired, the engineer will conduct a final inspection to confirm that the system complies with the design and local regulations. They may also assist with soil and percolation testing as needed.

6. As-Built Plan: After installation or repairs are completed and approved, the engineer will provide an as-built plan. This document includes accurate measurements and specifications of the installed system, which is important for future reference and maintenance.

What if You Can’t Afford a New Septic System

If you find yourself in a situation where you can’t afford a new septic system, you have a few options to explore:

1. Financing: Investigate financing options. Government assistance programs, low-interest loans, or grants may be available to help cover the cost.

2. Negotiate with Buyers: As mentioned above, consider discussing the situation with potential buyers. Some buyers may be willing to work with you on the terms, given that they understand the septic system needs replacement. As your Real Estate Agent I can advise you and negotiate on your behalf.

3. Temporary Solutions: In some cases, it may be possible to implement temporary solutions that can buy you some time. This might include having your septic system pumped more frequently, using water-saving fixtures, and avoiding putting stress on the system.

4. My Role: As your real estate agent can provide advice on how to navigate the situation, including potential compromises and solutions.

Remember that maintaining and repairing your septic system is a fundamental aspect of homeownership, and it’s essential to address issues as they arise. While the cost of a new septic system can be substantial, exploring financing options and negotiating with buyers can help you manage the situation. Consulting with professionals and keeping lines of communication open with all parties involved in the sale is key to finding a workable solution.